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PCZ.DE Stock — Price, Charts & Analysis

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Stock research report

ProCredit Stock Fundamentals & Technical Report

ProCredit (PCZ.DE) is reviewed here as a complete stock research report for the XETRA market, bringing the core signals into one place: today's price action, valuation, earnings power, balance-sheet quality, cash flow, dividends, ownership, analyst expectations, RSI, support, resistance, moving averages, and technical momentum. The report is built from the data available on Worldtickers and keeps the company name front and center while preserving the ticker for quick market lookup.

Fundamental Research

ProCredit Fundamental Analysis

ProCredit Valuation Snapshot

What is the P/E ratio of ProCredit Holding AG?

ProCredit Holding AG (PCZ.DE) has a trailing P/E of 6.58x and a forward P/E of 4.53x. This places PCZ.DE in a lower earnings multiple territory based on the valuation data currently available on Worldtickers.

Is ProCredit Holding AG overvalued or undervalued?

PCZ.DE trades with 6.58x earnings on Worldtickers. Use valuation together with growth, balance sheet strength, and risk before deciding whether PCZ.DE looks overvalued or undervalued.

What is a good P/E ratio for ProCredit Holding AG?

PCZ.DE's P/E of 6.58x should be judged against Financial Services peers, growth rate, margins, and balance sheet quality. A lower P/E may indicate value, while a higher P/E often means investors expect stronger future growth.

What is the EPS of ProCredit Holding AG?

PCZ.DE's trailing EPS is €1.27 and forward EPS is €1.85. Reported earnings growth is -23.10%, which helps show current profit momentum.

What does EPS mean for ProCredit Holding AG investors?

EPS, or earnings per share, shows how much profit ProCredit Holding AG generated for each share. PCZ.DE's trailing EPS is €1.27, and investors usually prefer EPS that is positive and growing over time.

What is the market cap of ProCredit Holding AG?

ProCredit Holding AG has a market cap of €492.39M, making PCZ.DE a small-cap stock based on the current market value shown on Worldtickers.

What is ProCredit Holding AG's stock price today?

PCZ.DE's latest stock price on Worldtickers is €8.36. The latest move is €0.03 or 0.36%. Use the live quote, chart, volume, and 52-week range to judge the current trading context.

What is ProCredit Holding AG's stock quote?

PCZ.DE's quote includes a latest price of €8.36. The market open is €8.32. Previous close is €8.33. The intraday range is €8.30 to €8.39.

Why is ProCredit Holding AG stock up or down today?

PCZ.DE is up in the latest quote, with a move of €0.03 or 0.36%. To understand the reason, compare this move with news, earnings updates, analyst changes, sector performance, and market-wide direction.

ProCredit Business Fundamentals

What is ProCredit Holding AG's revenue?

PCZ.DE generated €434.35M in trailing revenue. Revenue growth is 3.60%, which helps show whether demand is expanding or slowing.

How fast is ProCredit Holding AG's revenue growing?

PCZ.DE's revenue growth is 3.60%, which is a positive demand signal in the latest available data. Investors usually compare revenue growth with margin trends and valuation to judge whether growth is profitable.

Is ProCredit Holding AG profitable?

Yes, PCZ.DE shows positive profitability metrics in the latest data available on Worldtickers. Net income to common shareholders is €74.90M.

What is ProCredit Holding AG's profit margin?

Gross margin is 0.00%. Margins show how efficiently ProCredit Holding AG turns revenue into profit.

What is ProCredit Holding AG's debt?

ProCredit Holding AG carries €1.25B and holds €1.66B in cash.

Does ProCredit Holding AG have enough cash?

PCZ.DE holds €1.66B on its balance sheet.

What is ProCredit Holding AG's book value?

PCZ.DE's book value per share is €18.31.

ProCredit Income & Dividends

Does ProCredit Holding AG pay a dividend?

Yes, ProCredit Holding AG pays a dividend of €0.47 per share annually. The dividend yield is 564.00%. The payout ratio is 37.01%.

Is ProCredit Holding AG a good dividend stock?

PCZ.DE's dividend yield is 564.00%. Its payout ratio is 37.01%, which helps judge dividend sustainability. Dividend investors usually prefer a reasonable yield, consistent cash flow, and a payout ratio that leaves room for reinvestment.

When is ProCredit Holding AG's next dividend date?

Worldtickers does not currently show a confirmed next ex-dividend date for PCZ.DE. The page does show dividend rate and yield when available, and investors should confirm record and payment dates through ProCredit Holding AG's investor relations materials.

ProCredit Ownership Signals

Who owns ProCredit Holding AG stock?

Institutions hold 19.41% of PCZ.DE shares. Insiders hold 47.00% of shares. Ownership mix helps investors understand how much of ProCredit Holding AG is held by professional investors and company insiders.

How many shares of ProCredit Holding AG are outstanding?

PCZ.DE has 58.9M shares outstanding. Float shares are 34.24M. Share count affects market cap, EPS, ownership percentages, and the impact of buybacks or dilution.

Should I follow ProCredit Holding AG insider trades?

Insider activity can be useful context for PCZ.DE, especially when multiple executives buy shares with their own money. Insider selling is harder to interpret because executives may sell for taxes, diversification, or planned compensation reasons.

ProCredit Earnings Outlook

What to expect from ProCredit Holding AG earnings?

Forward EPS for PCZ.DE is €1.85. Earnings growth is -23.10%. Revenue growth is 3.60%. For earnings, investors usually watch EPS, revenue, margins, guidance, and management commentary.

What is ProCredit Holding AG's earnings history?

PCZ.DE's trailing EPS is €1.27. Forward EPS is €1.85. Use the earnings section on the page to compare reported results, estimates, and trend changes when those datasets are available.

ProCredit Investment View

Is ProCredit Holding AG better than Financial Services average?

PCZ.DE is in the Financial Services sector. Its earnings multiple is 6.58x. Its latest displayed growth metric is 3.60%. Compare these figures with sector peers before deciding whether ProCredit Holding AG is stronger or weaker than average.

Should I invest in ProCredit Holding AG now?

PCZ.DE trades at €8.36. The stock trades at 6.58x earnings. Whether to invest depends on your risk tolerance, time horizon, diversification, and view of ProCredit Holding AG's fundamentals.

What are the risks of buying ProCredit Holding AG?

PCZ.DE risks include company execution, valuation, competition in Financial Services, interest rates, and broad market volatility. Beta is 1.37, which helps estimate market sensitivity. No single stock should be evaluated without portfolio context.

How does ProCredit Holding AG compare to its competitors?

PCZ.DE should be compared with companies in Banks - Diversified. Its earnings multiple is 6.58x. Useful comparison points include revenue growth, margins, debt, cash flow, valuation, analyst targets, and price momentum.

ProCredit Company Profile

What does ProCredit Holding AG do?

ProCredit Holding AG (PCZ.DE) operates in Financial Services, specifically Banks - Diversified. ProCredit Holding AG, together with its subsidiaries, provides commercial banking products and services for small and medium enterprises and private clients in Europe, South America, and Germany. The company accepts various deposits, including current, savings, and term deposit accounts. It also offers business loans for wholesale and retail trade; agriculture; forestry and fishing; production; transportation and storage; construction and real estate; hotel, restaurant, and catering; electricity, gas, steam, and ai

What exchange does ProCredit Holding AG trade on?

PCZ.DE trades on XETRA. Exchange context matters because trading hours, liquidity, currency, and settlement rules can differ across markets.

What currency is ProCredit Holding AG stock priced in?

PCZ.DE stock is priced in EUR on Worldtickers. Currency matters for international investors because exchange-rate moves can affect local-currency returns.

What is ProCredit Holding AG's official website?

ProCredit Holding AG's official website listed on Worldtickers is www.procredit-holding.com. Investor relations pages are useful for earnings releases, annual reports, filings, and shareholder presentations.

How many employees does ProCredit Holding AG have?

ProCredit Holding AG employs about 4.56K people based on the latest company profile data available on Worldtickers. Workforce size helps investors understand company scale and operating complexity.

Where is ProCredit Holding AG headquartered?

ProCredit Holding AG is headquartered in Frankfurt am Main, Germany. Headquarters location can matter for currency, regulation, tax, labor market, and regional economic exposure.

What sector is ProCredit Holding AG in?

PCZ.DE is in the Financial Services sector and the Banks - Diversified industry. Sector context helps investors compare valuation, growth, margins, and risk against similar companies.

Technical Research

ProCredit Technical Analysis

What is ProCredit Holding AG's 52-week high and low?

PCZ.DE has traded between €6.90 and €10.30 over the past 52 weeks. At €8.36, it is 18.83% below the high and 21.16% above the low. The 52-week range helps gauge long-term price momentum.

Is ProCredit Holding AG in an uptrend or downtrend?

PCZ.DE is above both its 50-day and 200-day moving averages, which is a common uptrend signal. Its 50-day moving average is €8.29 and its 200-day moving average is €8.16.

What is ProCredit Holding AG's RSI?

PCZ.DE's RSI is 57.21. Readings below 30 are commonly viewed as oversold, above 70 as overbought, and the current reading suggests a neutral momentum setup.

What is ProCredit Holding AG's RSI today?

PCZ.DE's latest RSI reading is 57.21, which points to neutral momentum today. Traders usually confirm RSI with volume, trend, and nearby support or resistance.

What are ProCredit Holding AG's support and resistance levels?

Key support for PCZ.DE is near €8.01. Key resistance is near €8.42. Breaks above resistance or below support can change the short-term technical setup.

What is the support level for ProCredit Holding AG?

PCZ.DE's nearest reported support level is €8.01. A clean break below support can weaken the short-term setup, while repeated bounces can show demand.

What is the resistance level for ProCredit Holding AG?

PCZ.DE's nearest reported resistance level is €8.42. A breakout above resistance can improve momentum, especially when volume confirms the move.

What is ProCredit Holding AG's average daily volume?

PCZ.DE trades about 38.9K shares daily on average. The latest displayed volume is 20.51K shares. Volume helps show liquidity and whether trading interest is unusually high or low.

What is ProCredit Holding AG's MACD?

PCZ.DE's MACD is 0.02, which is a positive momentum reading. MACD should be reviewed with price trend, moving averages, RSI, volume, and support or resistance levels.

Should I buy ProCredit Holding AG based on technical analysis?

PCZ.DE is above both its 50-day and 200-day moving averages, which is a common uptrend signal. RSI is 57.21 (neutral). MACD is bullish. Nearest support is around €8.01. Resistance is around €8.42. A buy decision should also consider valuation, earnings quality, risk tolerance, and position sizing.

Where is ProCredit Holding AG versus its 20-day, 50-day, and 200-day moving averages?

MA20 is €8.22 (1.73% from price). MA50 is €8.29 (0.87% from price). MA200 is €8.16 (2.44% from price). The moving-average stack helps separate short-term momentum from long-term trend risk.

What is ProCredit Holding AG's EMA signal?

The server report currently confirms daily moving-average levels rather than a separate EMA-only value. PCZ.DE's MA20 is €8.22. MA50 is €8.29. For EMA-specific overlays, use the live chart indicators and compare EMA direction with RSI, MACD, volume, support, and resistance.

What are ProCredit Holding AG's pivot, support, and resistance levels?

PCZ.DE's pivot is near €8.30. Support is near €8.01. Resistance is near €8.42. Price holding above pivot can support a constructive setup, while rejection near resistance can cap momentum.

What are the next support and resistance zones for ProCredit Holding AG?

The next lower support zone for PCZ.DE is near €8.14. The next upper resistance zone is near €8.56. These levels help define risk and possible follow-through zones after a breakout or breakdown.

What do Bollinger Bands show for ProCredit Holding AG?

PCZ.DE's Bollinger range is roughly €8.07 to €8.37. Band width is near 3.58%. Price near the upper band can show stretched upside momentum, while price near the lower band can show downside pressure or a possible mean-reversion zone.

What is ProCredit Holding AG's ATR volatility?

PCZ.DE's ATR-based typical daily range is about 2.00%. ATR helps size risk because wider ranges usually require wider stops or smaller position sizes.

Does volume confirm ProCredit Holding AG's move?

Latest volume is 20.51K shares. Average volume is about 38.9K shares. Breakouts with rising relative volume are usually more reliable than moves on light participation.

What is ProCredit Holding AG's all-time high and low?

PCZ.DE's all-time high shown on Worldtickers is €22.50. Its all-time low is €2.42. All-time levels provide long-range context, but recent fundamentals and market conditions matter more for current decisions.

What is ProCredit Holding AG's beta?

PCZ.DE has a beta of 1.37, meaning it has historically been more volatile than the broad market. Beta is useful for judging how much a stock may move during broad market swings.

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